Employee Benefits Advice

At Premier Choice we have a specialist team with many years industry experience who are able to offer advice on your Employee Benefits needs.

Acting for companies from small family firms through to major multi-national organisations we provide advice in the following areas.

Group Income Protection – a key product for companies which can help an organisation in the recruitment and retention of staff.

For employers there are obvious financial benefits helping manage absence, control payroll costs and help finance ongoing pension contributions. It can give you access to information on how to comply with legislation such as the Disability Discrimination Act.

If an insured employee becomes incapacitated, you will be provided with a regular monthly benefit until they are fit to return to work or employment ceases. Premiums are normally allowable as a business expense, and do not class as a benefit in kind for the employees.

Group Critical Illness – this is an increasingly popular plan which can be arranged on a company sponsored or voluntary (employee paid) basis. These plans provide a lump sum payment in the event of the diagnosis of certain illnesses. They can bring a degree of financial security at what can be a traumatic time for the employee and help them adapt to any changes such an event can bring. From an employer perspective, they can mitigate the cost of any ex gratia payments an employer might wish to make to a severely ill, long standing employee.

Death in Service - this is perhaps the most valued benefit by employees and helps satisfy an employers moral obligation to the dependants of a member of staff who dies whilst in service. Benefits can be paid as either a lump sum or as a regular annual payment.

Flexible Benefits – the above plans can form part of a flexible benefits package. Premier Choice can provide a full consultancy and appraisal service on the implementation of a suitable platform for your flexible benefits.

Want to know more? Call free on
0800 970 1618 or click on the link below to enquire online

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